Financing Options

Explore 4 flexible financing solutions for portable oxygen concentrators and respiratory equipment, designed to make treatment more accessible and affordable.

Secure Applications
Flexible Terms
Fast Approvals
Nationwide Support

Why Financing Makes Healthcare More Accessible

Financing allows patients and caregivers to access essential oxygen equipment immediately without the burden of a large upfront payment. By breaking the cost into manageable monthly payments, families can preserve savings, reduce financial stress, and begin treatment sooner.

This flexibility helps ensure health needs are met without delay while offering peace of mind and budget-friendly payment options.

Financing Options

We partner with trusted financing providers to help make your purchase more affordable

A healthcare-focused credit card designed for medical and dental expenses, offering flexible monthly payment options for qualified patients.

Best for: Medical-Specific Financing

Secure
Fast Approval
Flexible Payments
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(Healthcare Finance Direct)

(Healthcare Finance Direct)

A financing solution commonly used for durable medical equipment and respiratory devices with structured monthly payment plans.

Best for: Medical Equipment Purchases

Secure
Fast Approval
Flexible Payments
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A pay-over-time financing option offering transparent monthly payments and flexible terms depending on eligibility.

Best for: Simple, Predictable Monthly Payment Plans

Secure
Fast Approval
Flexible Payments
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A reusable credit line through PayPal that allows flexible financing options for online purchases and services.

Best for: Online Checkout Convenience and Flexible Repayment Options

Secure
Fast Approval
Flexible Payments
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Financing Questions

Common questions about our healthcare financing options

No. Our pre-qualification process uses a soft credit check that will not affect your credit score. Only if you proceed with a full application will a hard inquiry be made.

Many seniors prefer our 0% APR plans with flexible monthly payments. We also work with Medicare Advantage plans and can help you understand your coverage options.

Yes. Caregivers can apply on behalf of a family member or loved one. You will need to provide your own financial information for the application.

Yes. We offer 0% APR financing for qualified applicants on select plans. Terms range from 6 to 24 months depending on the purchase amount and your approval.

Absolutely. You can finance your entire purchase including the concentrator, extra batteries, carrying cases, and any other accessories in a single application.

We work with multiple financing partners to serve a wide range of credit profiles. Even if you are rebuilding credit, you may still qualify for financing options.

Most orders ship within 1-2 business days after financing approval. You will receive tracking information via email as soon as your order ships.

Why Choose Us for Financing Help

We make financing simple, secure, and tailored to your healthcare needs

Secure Encrypted Applications

Your personal and financial information is protected with bank-level encryption

Transparent Payment Terms

Clear pricing with no hidden fees or surprises in your financing agreement

Respiratory Specialists Available

Expert guidance from certified respiratory therapists throughout your journey

Nationwide support

Coast-to-coast service and support wherever you are in the United States

Financing Experts

Dedicated team to help you find the best payment plan for your budget

Top-Rated Patient Care

Thousands of satisfied patients trust us for their oxygen therapy needs

“I was giving up on finding an affordable, portable unit. Donald with On The Go Portable Oxygen found me a new unit priced comparable to the used units I was considering. Once we finally had a price I could handle, I had the unit in 2 days."

Jeff F Verified Patient